Visa application costs: fees, expenses and proof of funds
A practical worksheet for the money you pay, the money you hold, and the money you may recover.
Read the budget guide ↗ WORK · STUDY · EXPLORE
Australia student visa
cost calculator.
One main applicant applying abroad. Standard fee selected; nationality and course concessions may change it.
A big move.
Fewer unknowns.
Fewer unknowns.
Official fees and real-life expenses,
with every assumption in view.
WorkStudyTravel
01
Where are you heading?
Changing destination or visa type starts a fresh budget.
SELECTED ROUTEStudent visa · subclass500
Partial fee preset
Standard AUD2500. Eligible ASEAN passport holders (including Philippines), independent ELICOS and non-award applicants have an AUD2050 concession under the July2026 regulations. Pacific/Timor-Leste concessions also exist and require separate checking. OSHC is generally required unless exempt; its provider premium, tuition and other costs are variable. This calculator does not assess eligibility or the October2026 student-rule changes.
02
Make the numbers yours.
Published fees and your own quotes. Untick anything that does not apply.
Government feesCourses & assessmentsVariable expenses
Funding choices describe who pays in this budget. They do not authorise charging a worker. Some sponsor costs must remain employer-funded; check the source linked to the charge.
03
Currencies & funds held
Keep conversions visible and bank balances separate.
Exchange-rate assumptions
ECB reference snapshot: 30 Oct 2026. Editable units of each currency per €1. These are planning values, not live rates or bank/card quotes; no FX fees are added. ECB source ↗
Optional personal entry in your budget currency. A balance you must show is not automatically a payment or a refusal loss. It is excluded from all costs and loss totals. Enter any account/provider fees as expenses separately.
How the estimate works
Costs paid, expected refunds and refusal stage
Each enabled amount is converted into your budget currency and rounded to cents. Potential cash loss = amounts paid by the selected refusal stage − expected cash refunds. Payments at a later stage are excluded. Every row assumes the whole amount is paid at its selected stage; split deposits and balances into separate rows if needed.
Refunds can change with the refusal stage. For example, an Irish employment-permit refusal has a different refund rule from a later visa refusal. A source-based percentage is used where established; otherwise 0% is a cautious assumption, not a verified non-refundable rule. You can override it in the row’s assumptions.
Reusable certificates, future visa applications and insurance cover are not cash refunds. No probability of refusal, compensation, lost income or loan interest is calculated.
What a partial fee preset means
We researched one named adult route for each purpose and destination. This is not every visa category or every applicable charge. Local service fees, taxes, employer levies, nationality agreements, family members, future renewals and route-specific exemptions can change the budget. Missing charges are stated in each route’s scope and notes; an initial zero in an expense row means no quote entered.
Work, study and tourism have separate charges. Tuition and health-insurance premiums are supplier expenses. Proof-of-funds balances are shown separately. The adult Schengen tourist preset is one relevant application fee; a trip through several member states does not create one visa fee per destination.
Privacy, downloads and corrections
Calculations run in your browser. This calculator does not ask for a name, passport number, payment card or contact details. No calculator analytics, account creation, server submission or automatic saving of your entries is used. Refreshing clears your edits; download the CSV to keep a copy. Hosting providers and external source sites have their own technical logging and privacy terms. Google AdSense setup code is installed; ad requests are currently paused. Read the privacy and advertising disclosures.
Sources were researched on 31 Oct 2026; there is no automatic fee-update feed. Verify the official charge and written refund terms before payment. The publisher can correct and update this tool; it is not an official fee quotation.
SOURCED STARTING POINT
Australia study visa fee references
One main applicant applying abroad. Standard fee selected; nationality and course concessions may change it. Partial reference, not an all-inclusive quotation.
| Published charge | Source-currency amount | Timing assumption | Authority / operator |
|---|---|---|---|
| Subclass500 student visa charge · standard Standard main-applicant charge from AUD2500. AUD2050 concession for eligible ASEAN/ELICOS/non-award cohorts is set out in https://www.legislation.gov.au/F2026L00874/asmade/2026-06-30/es/original/epub/OEBPS/document_1/document_1.html . Normally no refusal refund, subject statutory exceptions. Add OSHC separately from an actual quote. | A$2,500.00 | Before visa decision | Home Affairs · Student visa500 ↗ |
FEES, INSURANCE & REFUND PLANNING
All budget guides ↗Australia student visa budget questions
Source-linked explanations and worked examples. They help organise a budget and do not assess immigration eligibility.
Does the student visa fee include tuition or insurance?
No. Treat tuition deposits, insurance premiums and official charges as separate payments. UK IHS, US SEVIS and Australian OSHC have different purposes. Check the route notes and use actual supplier quotes.
Is proof of funds included in the application cost?
The calculator excludes a financial-evidence balance from payments and refusal loss. It does not determine the required balance or assess your documents.
How much might I lose if my Australia visa is refused?
Use amounts already paid by the chosen stage, less expected cash refunds. Unknown refund terms start at an editable 0% assumption. This is neither a guaranteed refund result nor a refusal probability. Read the route scope and each row’s assumptions.
UK Student visa cost and IHS: budget the two separately
Understand the application fee, chargeable IHS duration and supplier payments before calculating your student budget.
Read the budget guide ↗Australia Student visa and OSHC costs: build your budget
A visa charge and an insurance premium do different jobs. Keep their amounts, dates and refund terms separate.
Read the budget guide ↗USA F-1 visa and SEVIS fees: understand the two payments
The two listed student-visa charges are a starting point, not the total cost of studying in America.
Read the budget guide ↗Information only. Your decisions remain yours.
Created by Bishnu Prasad Dahal for general information and personal budgeting. I do not provide recruitment or immigration advice. This calculator does not recruit workers, arrange visas, assess eligibility or guarantee outcomes or refunds. It is independent and is not affiliated with any government, embassy, visa centre, university or insurer. Verify fees and written supplier terms with the relevant authority or provider, and consult an appropriately authorised adviser for individual advice.